Fintech

The financial sector is rapidly transforming its established technologies and business models. New market entrants are offering innovative solutions that disrupt the status quo. Fintech is the embodiment of this shift.

We are at the forefront of fintech advisory and transactional work, providing cutting-edge advice on the challenges and opportunities in this evolving area. Our highly skilled team brings together financial regulation, data privacy and IT legal experts, offering global expertise coupled with detailed industry insight.

We are regularly called upon to assist fintech clients navigate the interplay between technology, data and financial services regulation. Our clients trust us to solve their complex fintech problems, including in relation to new technologies like blockchain, distributed ledgers, big data analytics, insurtech, smart contracts, and artificial intelligence (AI).

Our diverse roster of clients ranges from some of the world’s best-known financial institutions and data-driven organisations to fast-scaling disruptive fintech businesses and investors.

Our Services

Financial Regulation

Licensing and authorisation
Regulatory compliance
PSD2, Electronic Money Directive and MiFID IT

Information Technology and IP

Payment services agreements
Cloud hosting arrangements
IP licensing and protection

Privacy

Multi-jurisdictional data transfers
Cyber-security
Privacy structures

Recommendations

Chambers & Partners, 2018 (Technology)

“They are extremely proactive, knowledgeable and commercial.”

Chambers & Partners, 2018 (Financial Regulation)

“...always impressed by the depth of knowledge the team has and the ease of working with people at the firm.”

Recent Work

Advising an online payment processing business on all aspects of the roll-out and implementation of its disruptive payment transaction authentication technology.

Advising new entrants to the Irish market on PSD2 and e-money licencing and advising industries in other areas of Central Bank of Ireland licencing, such as MiFID II, Solvency II, insurance distribution, banking and investment funds and how new technology can be used to service clients.

Advising an Ireland-based financial technology company focusing on bureau de change and payment card services on its EU corporate payment and agency arrangements.