• Financial Services

• Leveraged Finance
• Development Finance
• Commercial Real Estate Finance
• Acquisition Finance

Karol advises:

• Institutional and private clients, international and domestic
• Financial institutions
• Purchasers on the sale or acquisition of performing and non-performing loan portfolios

Engagements

• Regular in-house training sessions speaker in Irish lenders/financial institutions
• Regular contributor/speaker to internal MHC training sessions

Education

• University College Dublin, BBLS
• University College Dublin, LLM (Commercial Law)
• University College Dublin, Diploma (Arbitration)

Professional Memberships

• The Incorporated Law Society of Ireland
• Law Society of England and Wales

• Advised an Irish financial institution on its financing of the construction and forward sale by The Rhatigan Group of 345 apartments at Crown Square Galway to the Land Development Agency (LDA). The apartments are due to be delivered in 2027.

• Advised Allied Irish Banks, p.l.c. on its financing of the construction and forward sale by Evara (Quintain Ireland) of 392 apartments at The Crossings in Adamstown to the Land Development Agency (LDA). The apartments are due to be delivered in 2026. This is the largest single transaction of the LDA’s Project Tosaigh initiative.

• Advised an international fund on the financing and acquisition of 114 unit Co-living Development in Dublin.

• Advised private credit fund on a €110m loan note subscription agreement.

• Advised Allied Irish Banks, p.l.c. on the financing of a portfolio of the 15 of the most high profile hotels in Ireland.

• Acted for AIB as senior lender in the context of facilities of approximately €72 million in aggregate to Durkan (Brickfield Drive) Limited to finance the construction of large residential development of 282 residential units to be sold by way of forward sale to Goodbody Platform ICAV acting on behalf of its sub-fund Irish Residential Sub-Fund 1.

• Acted for JMK Group in respect of its €70m refinance of facilities with Barings and Fairfield Real Estate Finance related to the 421 bedroom Holiday Inn hotel at Dublin Airport, Ireland’s second largest hotel.

• Acted for Home Building Finance Ireland (Lending) DAC in respect of facilities of approximately €300m in aggregate to finance the construction of large scale residential developments of approximately 1500 residential units in aggregate.

• Acted for Quintain Ireland in respect of its development of the €500m commercial and residential development, the related financing and the forward sale of its large scale PRS and to an international investment fund.

• Acted for Bank of Ireland in respect of facilities for the acquisition by a fund of 4 shopping centres in Ireland.